ZRU is primarily defined by being a payment method aggregator and an orchestrator. These two features allow businesses to manage their payment flows efficiently and autonomously.
Let’s see what using an orchestrator is all about.
Orchestrate, okay, but what?
Primarily, ZRU allows orchestrating routes between card processors.
We have a connection to several card processors such as Stripe, Adyen, Braintree, Redsys, Cecabank, Finaro, MercadoPago, etc. You can see the full list here.
This means that once you have added the card processors you want to use in your dashboard, you can decide the routes through which to pass each card payment your customers will make.
The orchestrate feature allows you to create routes based on clicks and without having to write code:
Create fallbacks and collection retries by the same or other processors. This will improve your acceptance rate and increase your conversions since lost collections due to errors will decrease.
Create a payment card orchestration based on the following conditions:
Percentage: Define the percentage of payments that you want to go through your route.
Card type: Route payments through the processor of your choice depending on whether it is a credit, debit or charge card.
Card brand: defines by which processor to charge according to the brand of the card: Visa, Mastercard, etc.
Card level: We have up to 9 types of levels through which you can decide to route card payments: Business, Corporate, Electron, Gold, Platinum Card...
Card country: routes the collections based on the card issuance country.
Card issuing bank: You can route collections based on the card-issuing bank.
Card BIN: decides by which processor to charge based on the BIN (Bank Identification Number) of the card.